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Alpesh “Al” Patel (CA Insurance License #0E94935 & AR Insurance License #7406661) is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of AL, AR, CA, CT, FL, GA, IL, IN, KY, LA, MA, MI, MO, MS, NC, NE, NJ, NY, OH, OK, PA, SC, TN, TX, VA. No insurance business may be conducted outside of these states referenced.

Alpesh “Al” Patel is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of AL, GA, NY, OH, TN. No offers may be made or accepted from any resident outside the specific states referenced.

Alpesh “Al” Patel is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Neither Alpesh “Al” Patel nor The Nautilus Group®, or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.